As mentioned here

We believe in the richness of reliability and trust; in the elegance of the helping hand. At YING, your self worth will
always come before your net worth.

What are Time Credits™?

Unlike other banks, YING manages and distributes Time Credits™– a 30 year, IRS-validated form of currency that has unlimited earning potential for all. It’s not new, but has the potential to elevate how we see work and money.

Over 2,000,000 Exchanges & Growing in the TimeBanking Movement

Time Credits™ are used in over 38 countries and in over 400 locations in the US alone.

1 hour of service ALWAYS equals 1 Time Credit™.